// FOR home staging companies

Imagine AFFORDING enough inventory to grow your business as quickly as you'd like.

You shouldn’t have to turn down a home staging client because you don’t have enough inventory.

The growth of your home staging company is entirely dependent on the inventory you have available to stage new projects. If you don’t have inventory, you can’t take on new work. It’s that simple.

So instead, while still maintaining your cash reserves, I’ll help you acquire all the inventory you’d like to run your staging business in the most efficient and profitable manner possible.

Funds Available for:

Furniture • Accessories • Lighting • Artwork • Rugs

Save More Money

Save on inventory because you can buy in volume.

Strengthen Your Cash Reserves

So you don’t have to worry during the slower months.

Grow Your Staging Business

Grow faster because you have plenty of inventory.

Ryan Marsh

President, Onstage, LLC.

“The struggle between growth and inventory used to haunt us. All that changed three years ago when we decided to work with Rod Basconcillo. Since then, OnStage has been able to grow faster and easier thanks to his diverse financing connections and seamless process.”

So easy it's almost unbelievable

THE PROCESS:

Hi, I'm Rod Basconcillo

Doing business in a transparent, ethical, and professional manner, as well as building long-term relationships is incredibly important to me. Over my equipment financing career of 25+ years, many of my clients have become very close personal friends. There’s nothing wrong with being friends with a guy who loves helping you grow your business, right?!

Born and raised in my early life in southern California. I spent my childhood at the beach, on the Colorado River water skiing, and in the mountains snow skiing. In my teens, I moved to Oregon, playing football and baseball in high school, then later graduating from the University of Oregon where my son now attends.

I’ve always been a very competitive person. As a young boy I wanted to win everything I participated in–from sports to being the top seller in my school’s magazine selling contest. As an adult that hasn’t really changed. I still have that competitive drive in work. I strive to be the best at what I do for my clients, driven to figure out ways to help my clients build and grow their businesses.

During my downtime, I love exploring local flavors, both here in Portland where I live and when visiting clients throughout the USA. Summers are spent on the water enjoying the beautiful weather in the Pacific Northwest. Weekends in the fall are spent attending Oregon Duck football games and spending time with my son who I’ve totally enjoyed raising.

Mission Statement:

To inspire growth by filling each of my clients’ toolboxes with financing solutions.

Questions & Answers.

Having equity in your inventory isn’t what makes you money. Having the inventory available to use is what is profitable. Using monthly payments allows you to acquire more inventory at a given time without depleting your cash position.

If you’re like my other staging clients, you’re used to funding inventory out of cash flow.  This either puts a strain on your cash flow or limits the amount of inventory you can acquire at one time.  By working with you, I enable you to acquire a larger amount of inventory at one time while making set monthly payments. 

The advantage is three fold.  First, you can buy wholesale in larger quantities therefore you may be able to take advantage of greater discounts from the suppliers.  Secondly, you won’t deplete your cash reserves. (Big deal during the slower season!) Lastly, you can easily run a budget knowing exactly how much your monthly obligation is.

Right now, I am the only one I know who offers those in your industry of home staging the ability to buy from multiple suppliers and combine them into one transaction. This makes managing your monthly obligations much easier.

In addition, I believe in doing business face to face as much as possible. You aren’t contract numbers to me. I get to know each and every business owner and how to best assist you in growing or sustaining your business.

My deals can be started for as little as a $400 doc fee and an origination fee that is percentage of the size of the transaction

No. After your last payment has been made, the inventory is owned free and clear. There are a few exceptions with structure of contracts in certain states.

The short answer is no. However, it doesn’t make much sense to do a one off deal for under $15,000.00. I can look at smaller deals on a case by case basis. As far as a maximum, the sky is the limit. Well actually, the borrowers credit worthiness and history is what determines this. Interestingly, home stagers in general seem to have excellent credit, so this makes everything all the easier!

A typical term for the staging industry is 24-36 months. This is for two reasons. First, staging companies typically like to turn their inventory in that manner of time to keep their look current and fresh. Second, although we are a credit based lender, the underwriters do look at the collateral they are lending on. It’s hard to sell an underwriter on financing this inventory on longer terms. That being said, if there is a unique case where a longer term is desired, we can discuss that option.

In most cases, all I need is a simple one page application that takes about 5 minutes to fill out along with an estimate of how much you are looking for. Super. Simple.

Typically, I can have an answer to you in 24 hours or less.

Simply give me a call at 503-329-1770 or email me at rod@rrfinancialusa.com and I’ll shoot you over a short  application.

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